Payment Gateway for the Philippines
From GCash and Maya to bank transfers and QR Ph, our unified platform gives you direct access to the payment methods Filipino customers use every day.
The Philippine Payments Landscape
The Philippines has a dynamic and mobile-first digital economy. While credit card penetration remains low, the adoption of e-wallets and digital banking is explosive. To succeed, businesses must offer the local payment methods that Filipino consumers trust and use daily.
A successful payment strategy in the Philippines requires integrating a mix of the following key methods:
GCash
Integrate the Philippines' number one e-wallet, used by over 80 million Filipinos for daily transactions.
Maya
As the second-largest e-wallet, Maya (formerly PayMaya) offers a comprehensive digital banking app and is a crucial payment option for reaching a wide consumer base.
QR Ph
QR Ph is the national QR code standard, enabling interoperability between different banks and e-wallets. A single QR Ph code allows you to accept payments from a multitude of sources.
Online Bank Transfers
Direct bank transfers via services like InstaPay and PESONet are a trusted method for larger purchases, supported by major banks like BDO, BPI, and UnionBank.
A Unified Gateway for All Philippine Methods
Navigating these different payment methods and their individual integration requirements can be complex. Our unified payment gateway is designed to solve this problem.
With a single integration, X-Link gives you access to the entire Philippine payment network. We handle the complexity, so you can focus on your business. Whether your customers want to pay with GCash, Maya, or a bank transfer, our platform can support your needs.
Not looking for the Philippines?
View All Supported CountriesReady to Choose the Right Solution?
Our team of market experts can help you build the perfect payment strategy for your business in the Philippines.